The Way to End Violence

Posted: March 10th, 2010 | Author: | Filed under: Whole Life Advice | No Comments »

There are good people everywhere in this world. By and large, humanity is intact. Divisions in humanity are brought on by inhumanity only. Inhumanity begins with individuals and spreads like a cancer.

Inhumanity begins when ego asserts. Ego asserts when it is not kept in check. Keeping our ego in check is the most important practice we do. Keeping our ego in check is the most basic mental hygienic practice.

An unhygienic mind is a mind ruled by ego. A mind ruled by ego leads to insanity and inhumanity. Inhumanity is insane. A person who is inhumane is insane, because only an insane person will willfully cause harm to their own self. When we harm ourselves we also harm others. When we harm others, we also harm ourselves.

The only way to stop the hurt is to start the healing. The healing process begins when we recognize our own faults and correct them, right there and then. Our mistakes are founded in faulty decisions, and a faulty decision is a choice made with ego in mind. In other words, when we are thinking about our small self (ego) we make wrong decisions which lead to harmful effects. The harmful effects affect the mind in a negative way, influencing the mind to repeat the wrong action. This powerful cause and effect cycle can only be broken by deliberate positive action.

Generally, a person caught up in negativity is not inclined to do positive actions unless they are inspired to do so by the example of another positive human being. Since positivity is our essential nature (real nature), we are naturally inclined to respond positively to inspiration. Of course, the inspiration should be genuine, and it is genuine only when it is free of ego.

Young children can easily inspire us (to stop taking ourselves so seriously) because they are guileless and mostly free of ego. We are also inspired by our peers whenever they demonstrate the qualities of resilience, forbearance, compassion, courage, simplicity and humility. All of these (and other) qualities are the intrinsic characteristics of our Original Self (pure consciousness, soul, Atman).

Humanity is the expression of Consciousness Itself. This human existence is a Drama, a Sport, a Dance, and a Song. We are here to ‘sing our heart out,’ to move gracefully (to change from what we think we are to what we really are), to play with vim and vigor, with fairness and full attention but without taking ourselves so seriously, because after all, this life is a Drama. We are such good actors and actresses, that even we our selves are convinced the drama is real, when in fact it is not real. The Drama of Life is a real drama only, and beyond the drama is the Ultimate Reality.

When the mind is enlightened with the knowledge of Ultimate Reality it becomes crystal clear and the Self experiences the Supreme Self. In that experience is found the Supreme Happiness and Bliss. The mind that is established in this Supreme Reality is incapable of violence. When the capacity for violence is nil, the pain and suffering that ensue from violence are not known (experienced).

The way to end all violence is to become enlightened and to share the Light of Wisdom with all whom you come in contact.


Why I do what I do. . .

Posted: March 9th, 2010 | Author: | Filed under: Financial Advice | No Comments »

I am a Financial Advisor for two reasons: I can help people and also earn a good living. I can genuinely help people through comprehensive financial planning and careful asset management. There is always someone I can help—it could be the person I am speaking with, or it may be someone they love or care about.

Sometimes it’s just a matter of sharing investment insights, or providing information about 529 education savings accounts. Maybe it’s helping someone wisely invest an inheritance, or perhaps helping someone pass on their wealth by employing a capital transfer strategy (minimizing tax consequences and maximizing the amount of money passed on).

There are many various ways I help people—people going through a life-changing event, or people saving for retirement or building up a business. Maybe it’s just giving someone a second set of eyes and introducing them to new investment ideas and tax-saving strategies.

Some of the people I work with are savvy investors—or at least they are knowledgeable investors. But perhaps they want to step back from what they’ve been doing, and would like someone like myself to simplify and streamline their financial life. Sometimes they are just looking for more structure or safety to be added to their financial picture.

I can’t help all the people all the time, but I can definitely help everyone some of the time, and some of the people all of the time—there is always someone I can help with something.

That’s why I am doing what I am doing.


Resistance Training

Posted: March 3rd, 2010 | Author: | Filed under: Whole Life Advice | No Comments »

Resistance training is the way to overcome ego:
Resist the tendency to react. Resist the tendency to be complacent. Resist the tendency to be negative. Resist worry. Resist anxiety. Resist impatience. Resist impulsiveness.

Resistance requires energy. You are ENERGY. You already have what it takes, so take what you’ve got and use it. AWAKE, ARISE, and ‘Keep Moving Forward!’


Financial Wellness

Posted: February 20th, 2010 | Author: | Filed under: Financial Advice | No Comments »

The things we value the most in life usually don’t have a price tag on them.  However, financial ‘wellness’ is necessary to secure and protect those ‘things,’—like our children’s education, a healthy environment and our own physical and mental well-being.

If a person follows a ‘wellness program,’ they can avoid a lot of mental and physical problems in life.  Similarly, if we follow a ‘financial wellness program’ in the form of a comprehensive financial plan, we can enhance and protect our financial health and well-being.

Life is filled with uncertainties and no one knows for sure what the future holds. But that doesn’t mean we should just depend on our luck.  The only way to increase our chances for success is to plan for the future by being proactive NOW.

Our foresight (and insight) should be sharper than our hindsight. This is only possible if we take the necessary time to evaluate our present situation and decide or consider where we want to be 5 years from now, the next decade—or even 50 years from now.  Then we need to determine how we’re going to get there.

You might have heard the saying: It’s the doing that does it, and it’s the delivering that delivers it. In the same way, the only way to realize our dreams is to realize them, which means to bring them to life.

The way to actualize our dreams is to turn them into goals and act upon them. This means setting goals, constructing a plan, and implementing it.   From time to time, it may be necessary to modify the plan when new opportunities present themselves, or our goals change, or our life changes in unexpected ways.

As your personal financial advisor, I will guide you through this process.  We will work together to translate your dreams into reality.  With my knowledge and experience, and using the various financial instruments available today, we will construct a solid financial plan—a roadmap to success.

One of the most important elements of financial planning is to closely track your financial picture and make adjustments as necessary.  As your financial advisor, it is important for me to track results and fine tune the plan as required.  This is one of the most valuable aspects of the personal financial advice and planning that I provide.

The complimentary initial consultation is the first important step in this process. During this meeting we will conduct a brief financial check-up and determine if we feel we can work together successfully.  You have nothing to lose and everything to gain. To set up a time to meet, go to my Linked In page, and then click on the link to My Company.


The Best Wealth Management is Health Management

Posted: February 20th, 2010 | Author: | Filed under: Financial Advice | No Comments »

If you are managing your health, you are on the road to wealth management, because Health is Number One.

Health means well-being, it means being well.  Wellness is impossible if we ignore the basic elements of sound health: good diet, clean air, sufficient exercise, and self-introspection.  Introspection means to inspect the inner workings of our own mind.  When we understand who and what we really are, we are not inclined to ‘play against the home team.’

‘Home is where the heart is.’  If our heart is in our head we will feel like desperados in this world.  If our heart is in Wisdom (Truth), our mind will be wise and we will not have any hang-ups.

The ego-infected mind makes us betray our self. When the mind is ruled by ego we lack power of discernment and do things which are not conducive to our well-being. Consequently, we feel depressed, annoyed, anxious, and disgusted.   We are not happy campers when our mind is in bed with our ego.

So, we should get out of our head and get out of bed!  We need to keep working on ourselves (becoming better than we were yesterday), and keep exercising.  Then we will have both wealth and health.


How to communicate with your loved ones (and everyone)—GO BEYOND EGO!

Posted: February 8th, 2010 | Author: | Filed under: Whole Life Advice | No Comments »

Where there is communication there is understanding or experience. Really, understanding and experience go hand in hand. Both are expressions of consciousness.

When we communicate we share our understanding and experience. If we are not sharing, we are not communicating.

Where there is misunderstanding there is miscommunication. This happens when we miss the experience of consciousness. This means the mind is disconnected from the Self.

The mind is connected to the Self when it reflects the Wisdom of Consciousness. ‘Reflecting’ in this case means expressing. The mind can express the Wisdom of Consciousness only when it is purified.

The impurities of the mind are its images. The images of the mind are created by the presence of ego in the mind. Ego is the idea that ‘I am the doer,’ the idea ‘I did it,’ and the idea ‘I will do it.’ Ego is an idea in the mind. It occurs there naturally as a result of the association of consciousness (the Self) with unconscious matter in the form of the body (gross matter) and mind (subtle matter).

It is natural to have an ego; it is unnatural to get stuck in it. It is the desire of everyone to be completely at ease with them selves—everyone desires to ‘just be their Self.’ However, it is impossible to just be your self if you are your own enemy. You are your own enemy when you are caught up in your ego. You are you own best friend when you go beyond your own ego.

Some people think the way to conquer ego is to ‘just be.’ But really, the only way to conquer our ego is to be ‘just.’ Being ‘just’ means being fair and honest. Fairness and honesty are expressed through both our thoughts and actions. The more our thoughts and actions are in alignment with our real nature, the more honest we are—the more our mind reflects the light of the soul (Self).

We need to do right actions and think good thoughts but not get caught up in the idea ‘I am the one doing this.’ This does not mean we are not doing the action or thinking the thought. We are certainly the one doing the actions and thinking the thoughts, but we shouldn’t be thinking we are doing it. For example, a woman may be beautiful and may even know she is beautiful, but if she thinks she’s beautiful then she is in her ego.

The way to get out of ego is to do good actions without any thought or expectation of appreciation, recognition, or emotional reward. Of course, it is very easy to get caught up in our ego when we are appreciated, recognized or rewarded. However, facing this challenge (and remaining even-minded) will result in the refinement of the mind, and the mind that is refined (purified) is very close to the divine.

The ‘divine’ is that which is beyond both mind and matter, and THAT is you, me, and everyone. We are all divine, in essence. To experience our Essence (our own divinity), it is essential that we be honest with our selves. It is imperative that we be ‘just’ and act according to our real nature. It is our real nature to go beyond our ego.


What’s in a name?

Posted: February 6th, 2010 | Author: | Filed under: Whole Life Advice | No Comments »

Some people think their name is very important. In fact, some people are so attached to their name that they actually think they are their name. So, what’s in a name? What is a name, really?

Your name was given to you after you were born. Even though you existed in your mother’s womb prior to birth, no one referred to you by name until after you were born. So, who were you before you were born? What were you before you were born?

Regardless of your opinion of ‘when life begins,’ almost everyone will agree that a child who has been living in the womb for 7 or 8 months is in fact a complete human being, entitled to all the protections and rights of a new born baby. Question: is the unborn child ‘incomplete?’ Is the unborn child just a ‘partial’ human being because the child has no name? Of course not.

When my first son was born, we did not give him a name for several months. We just called him ‘beautiful soul.’ That’s all. We did this intentionally because we didn’t want our relatives (or ourselves) to begin treating him like ‘a person.’

You see, we are so much more than just a person. Our ‘personhood’ begins when we get caught up in our name and form. The truth is, in essence, we are neither our name nor our form. Names and forms are always changing. Your body undergoes change every minute of every day of your life. It is never the same. Though your name doesn’t change as often as your form, or may not even change at all during your life, it is certainly not unusual for a person’s name to change. For example, in many cultures it is customary for a woman to change her name when she is married. It is also not unusual for a person to change their name for career purposes; for example, entertainers, writers, and others sometimes change their names.

Although our body (and sometimes our name) changes, there is ‘something’ about each one of us which is not subject to change or alteration. That ‘something’ is who and what you really are. What you really are cannot be superimposed upon, cannot be defined (put in a box), or even imagined. You are indivisible, invisible, invincible Divine Spirit.

Now, I know some people will object to this phrase ‘Divine Spirit,’ so let me clarify what I mean. The ‘spirit’ is simply the energy, or life force, which empowers the mind to think and gives the body the power to act. This energy-field is indestructible and is beyond both mind and matter, which is why it is called ‘divine.’ ‘Divine’ simply means that which is beyond mind and matter—and what is that?—that is Consciousness.

The life force is the energy that emanates from Consciousness. This is called PRANA. Prana is the inherent force of Consciousness. In essence, you are Consciousness, I am Consciousness, everyone is Consciousness, and that Consciousness is indestructible. You are eternal, I am eternal, everyone is eternal. We are not temporarily eternal—that makes no sense. You and I are eternal and we are also unique—one of a kind; hence, each and every one of us can also be called one-without-a-second. We did not become unique, or one-of-a-kind at some point in time. No—we have always existed and will always exist (though not in the same form) as eternal conscious beings. Although each and every one of us is eternal, there is ‘Something’ greater than you and greater than I, which is also eternal, and is also One-Without-a-Second, and THAT is the Supreme Absolute Consciousness. Some call that Ultimate Reality the Supreme Being, some say GOD, others say Paramatma (Supreme Soul), and there are so many other names too.

GOD’s names are His qualities. For example, Mitra: Friend; Dayalu: Compassionate One; Atiti: Indestructible;–the names (qualities) of God are innumerable and unalterable, and describe God’s qualities. To put it another way: names are descriptors which describe or define qualities.

Our names should also describe our qualities. A name is not a number. Numbers can be used for reference and record keeping, and sometimes names are used in this way too, but a name is more than a number. Our name should describe the quality of our essence, our character—it should tell something about who and what we really are. Our name should remind us (and others) of our real nature.

When the mind is reminded over and over again of our real nature, our mind begins to look more and more like who we really are. In other words, the mind begins to resemble the Self. Then we are no longer confused about who we are.

The mind needs to be ‘washed’ (purified, clarified) with correct conceptions in order to have right perception. In other words, the ‘brainwashing’ must be washed away, otherwise the misconceptions will lead to misperception and misunderstanding, which in turn lead to self-deceit, self-defeat, and self-destruction.

This is why it is so important to put the right thoughts into your mind, because then the mind will reflect on those good thoughts, and the mind will become better and better. In other words, it will become a better reflector of who you are—your mind will not present a distorted image of your self. Instead, you will see (with the mind) who you really are and you will be your Self. ‘Being yourself’ means being true to your Real Self; it means doing actions which are in harmony with your real nature.

There is not much in a name unless it is backed up with action. In other words, ‘name’ (quality, form) and ‘function’ are inseparable. Form and function are intertwined and both express the essence of the ‘being’ or ‘thing’ denoted. However, whether expressed or unexpressed, the essence or essential character remains unaltered. The alteration comes about in the expression which is either free or repressed. The uninhibited expression of the Self is the experience of pure Love (the union of the Self and the Supreme Self). Anything less than this is the result of the adulteration of the mind due to misuse and abuse.

Don’t be so attached to your birth name—the name arbitrarily assigned to you at birth—especially if it is not a good reminder of who you really are. In fact, regardless of your name (whether it’s a good descriptor or not) you should not be attached to it. Remember: a name is only a reminder. Once you know who you really are you don’t need to remember it—but if you don’t practice being your self (if you don’t put self-knowledge into action), you will definitely forget who you really are even if you repeat your name like a parrot.

So, what’s in a name? Well, it really depends on what you put into it. Put your self (energy) into it and practice being who you really are. That’s what really matters. (It doesn’t really matter what your name is.) Practice good qualities. Detach your self from your name and wear it like an ornament. People may recognize you by your name, but you will recognize your Self only when you look into the mirror of the mind which has been purified with the Wisdom of Consciousness.


Keep Shining!

Posted: January 18th, 2010 | Author: | Filed under: Whole Life Advice | No Comments »

The Self cannot be computerized, compartmentalized, materialized, or memorized. The Self is not the mind. The mind is an instrument of perception. The perceiver is the Self, and the perception is what the Self sees through the mind. What you see depends on what you have in mind. If the mind is clear, you will see clearly, you will understand.